/* ============================================================
   Interior pages — first visit, cost & insurance, withdrawal
   timeline. Extends styles.css; no token is redefined here.
   ============================================================ */

/* page header */
.phero{
  background:radial-gradient(120% 90% at 88% 0%,#F6F0E0 0%,rgba(246,240,224,0) 62%),var(--cream);
  padding:clamp(28px,4.4vw,56px) 0 clamp(30px,4.6vw,58px);
  border-bottom:1px solid var(--line);
}
.crumb{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--olive-soft);margin:0 0 18px}
.crumb a{color:var(--olive-soft)}
.crumb span{margin:0 8px;opacity:.55}
.phero h1{font-size:clamp(31px,5.2vw,54px);max-width:24ch;margin-bottom:.35em}
.phero h1 em{display:inline;font-style:italic;color:var(--clay)}
.phero .lede{max-width:62ch}
.phero .cta-row{margin-bottom:0}

/* prose */
.prose{max-width:none}
.prose > *{max-width:68ch}
.prose h2{font-size:clamp(24px,3.1vw,35px);margin:clamp(40px,5vw,64px) 0 .45em}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:clamp(19px,2.2vw,23px);margin:clamp(26px,3vw,38px) 0 .4em}
.prose p{font-size:17px;line-height:1.7;color:var(--olive-2);margin:0 0 1.1em}
.prose strong{font-weight:500;color:var(--olive)}
.prose ul,.prose ol{margin:0 0 1.4em;padding:0 0 0 0;list-style:none;display:grid;gap:12px}
.prose li{position:relative;padding-left:24px;font-size:16.5px;line-height:1.65;color:var(--olive-2)}
.prose ul > li::before{content:"";position:absolute;left:2px;top:.66em;width:8px;height:8px;border-radius:50%;background:var(--clay)}
.prose ol{counter-reset:p}
.prose ol > li{counter-increment:p;padding-left:30px}
.prose ol > li::before{content:counter(p);position:absolute;left:0;top:0;font-family:var(--ff-display);font-size:15px;color:var(--clay)}
.prose li b,.prose li strong{color:var(--olive);font-weight:500}

/* pull quote / callout */
.flag{
  margin:clamp(28px,3.4vw,40px) 0;padding:24px 26px;border-radius:var(--r);
  background:var(--white);border:1px solid var(--line);border-left:3px solid var(--clay);
  max-width:72ch;
}
.flag--warn{background:rgba(162,85,43,.06);border-left-color:var(--clay)}
.flag--dark{background:var(--olive);border:0;border-left:3px solid var(--gold)}
.flag h3{margin:0 0 8px;font-size:20px}
.flag--dark h3{color:var(--cream)}
.flag p{margin:0 0 10px;font-size:16px;line-height:1.65;color:var(--olive-2)}
.flag--dark p{color:#D5D0B8}
.flag p:last-child{margin-bottom:0}
.flag--dark a{color:var(--gold)}

/* tables */
.tblwrap{margin:clamp(24px,3vw,34px) 0;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--r);background:var(--white)}
table.tbl{border-collapse:collapse;width:100%;min-width:560px;font-size:15.5px}
table.tbl caption{caption-side:bottom;text-align:left;padding:14px 18px;font-size:13px;color:var(--olive-soft);line-height:1.55}
table.tbl th,table.tbl td{padding:14px 18px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
table.tbl thead th{
  font-family:var(--ff-body);font-size:11.5px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;
  color:var(--olive-soft);background:var(--cream-2);border-bottom:1px solid var(--line);white-space:nowrap;
}
table.tbl tbody th{font-family:var(--ff-display);font-size:18px;font-weight:500;color:var(--olive);white-space:nowrap}
table.tbl td{color:var(--olive-2)}
table.tbl tbody tr:last-child th,table.tbl tbody tr:last-child td{border-bottom:0}

/* timeline */
.tl{list-style:none;margin:clamp(26px,3.4vw,40px) 0 0;padding:0;display:grid;gap:0;max-width:74ch}
.tl li{position:relative;padding:0 0 30px 34px;border-left:1px solid var(--line)}
.tl li:last-child{padding-bottom:0;border-left-color:transparent}
.tl li::before{content:"";position:absolute;left:-7px;top:4px;width:13px;height:13px;border-radius:50%;background:var(--cream);border:2px solid var(--clay)}
.tl__when{display:block;font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--clay);margin-bottom:6px}
.tl h3{font-size:20px;margin:0 0 6px}
.tl p{margin:0;font-size:16px;line-height:1.65;color:var(--olive-2)}

/* two-up cards on interior pages */
.duo{display:grid;gap:20px;margin:clamp(26px,3.4vw,38px) 0}
.duo__card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:26px}
.duo__card h3{margin:0 0 8px;font-size:20px}
.duo__card p{margin:0;font-size:15.5px;line-height:1.65;color:var(--olive-2)}
.duo__card ul{margin:10px 0 0}

/* closing CTA band */
.band{background:var(--olive);color:var(--cream);padding:clamp(44px,6vw,80px) 0;text-align:center}
.band h2{color:var(--cream);font-size:clamp(26px,3.8vw,42px);margin:0 auto .5em;max-width:24ch}
.band p{color:#D5D0B8;font-size:17px;margin:0 auto 26px;max-width:56ch}
.band .microcopy{color:#A8A48C;margin-top:18px}

/* sources */
.srcs{margin-top:clamp(40px,5vw,64px);border-top:1px solid var(--line);padding-top:24px}
.srcs h2{font-family:var(--ff-body);font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--olive-soft);margin:0 0 14px}
.srcs ol{list-style:none;counter-reset:s;margin:0;padding:0;display:grid;gap:10px}
.srcs li{counter-increment:s;position:relative;padding-left:26px;font-size:14px;line-height:1.6;color:var(--olive-soft)}
.srcs li::before{content:counter(s) ".";position:absolute;left:0;color:var(--clay)}
.srcs a{word-break:break-word}

@media (min-width:900px){
  .duo{grid-template-columns:1fr 1fr;gap:26px}
  .prose--split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0 clamp(32px,4vw,64px)}
}

/* ============================================================
   Articles: index cards, article body, about portrait, legal
   ============================================================ */
.arts{list-style:none;margin:0;padding:0;display:grid;gap:22px}
.artcard{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:26px 28px;transition:transform .2s,box-shadow .2s}
.artcard:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.artcard__tag{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--clay);margin:0 0 10px}
.artcard h2{font-size:clamp(20px,2.2vw,24px);line-height:1.22;margin:0 0 10px}
.artcard h2 a{color:var(--olive)}
.artcard h2 a:hover{color:var(--clay);text-decoration:none}
.artcard p{margin:0 0 16px;font-size:15.5px;line-height:1.6;color:var(--olive-2)}
.artcard__more{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--clay)}
.artcard__more span{margin-left:7px;transition:transform .2s;display:inline-block}
.artcard__more:hover span{transform:translateX(4px)}

.art{padding:clamp(30px,4.4vw,58px) 0 0}
.art h1{font-size:clamp(28px,4.4vw,46px);line-height:1.14;max-width:26ch;margin-bottom:.5em}
.art h1 em{display:inline;font-style:italic;color:var(--clay)}
.art__meta{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin:0 0 clamp(26px,3.4vw,38px);padding-bottom:20px;border-bottom:1px solid var(--line);font-size:13.5px;color:var(--olive-soft)}
.art__meta .tag{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--clay)}
.art__cta{margin:clamp(40px,5vw,64px) 0 clamp(20px,3vw,34px);padding:30px 30px 32px;background:var(--cream-2);border:1px solid var(--line);border-left:3px solid var(--clay);border-radius:var(--r)}
.art__cta h2{font-size:clamp(22px,2.6vw,27px);margin:0 0 10px}
.art__cta p{font-size:16px;line-height:1.65;color:var(--olive-2);margin:0 0 20px;max-width:58ch}
.art__cta .microcopy{margin:16px 0 0}

.cite{font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--clay);vertical-align:super;margin-left:4px;white-space:nowrap}

.portrait{margin:0 0 clamp(30px,4vw,44px);max-width:420px}
.portrait img{width:100%;height:auto;border-radius:var(--r);box-shadow:var(--shadow);display:block}
.portrait figcaption{margin-top:12px;font-size:13px;color:var(--olive-soft);line-height:1.55}

.foot__legal-nav{margin-top:12px;display:flex;flex-wrap:wrap;gap:0 22px;font-size:13px}

@media (min-width:760px){
  .arts{grid-template-columns:1fr 1fr;gap:24px}
}
@media (min-width:900px){
  .portrait{float:right;margin:0 0 24px 34px;max-width:320px}
}

.cta-row--tight{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 0}
.phero--legal h1{max-width:20ch}